Solutions

Digitalization of payments

A comprehensive service

Crédit Mutuel Alliance Fédérale aims to be the banking reference in a digital world.

To offer a straightforward solution to your digital payment needs, we provide a secure SaaS platform that can be easily linked to your IT system or marketplace by an API.

Its DNA as a cooperative bank and its local presence covered by the network of agencies put people firmly in the center of its 2020 development plan.

The group's digitalisation plan is driven by the principle of technology at the service of people, rather than the other way around.
Its commitments in terms of ethics and responsibility complement this approach at every stage of the customer relationship.

The growth of digitalisation in trade lies at the heart of the banking industry's transformation and ongoing evolution.

This new world is a major challenge, and Crédit Mutuel Alliance Fédérale is committed to adapting to these new ways of doing business.

Listening to its customers and learning about their projects is what drives Crédit Mutuel Alliance Fédérale to innovate in order to support them and help them succeed.

E-commerce is increasingly successful with consumers. The power of search engines allows us to find the exact product or service that we want in real time.

This all-encompassing offering is possible thanks to the proliferation of marketplaces bringing together a multitude of merchants.

With its diversified range of payment services, Crédit Mutuel Alliance Fédérale is perfectly placed to become a trusted partner for users and merchants trading on marketplaces.

PAYSURF is a subsidiary of a leading French banking group, a guarantee that its services are here for the long run and a sign of a trusted brand for all stakeholders involved.

Related services

All payment collection and distribution services

To offer a straightforward solution to your digital payment needs, we provide a secure SaaS platform that can be easily linked to your IT system or marketplace by an API.

It offers the following features:

A complete dashboard

On a day-to-day basis, PAYSURF is a dashboard showing:

  • A comprehensive visualisation of your activity.
  • Each stage of your merchants' life cycles.
  • Transaction tracking.
  • Alert notifications.
  • Centralised and secure collection and redistribution management.
  • Identification and traceability of payment costs.
  • Data extraction, allowing you to maintain your IT system and develop an extensive and comprehensive database.

Simplified interfacing

Simplified interfacing thanks to the API, allowing partners to control the platform provided:

  • Creation of payment accounts for each merchant.
  • Collection of merchant KYC information.
  • Management of the payment methods hub: cards and SEPA transfers in France, across Europe and worldwide.
  • A payment page tailored to your needs in terms of ergonomics and payment methods: immediate, delayed and recurring payments.
  • Acquisition of incoming payment orders and issuance of outgoing payment orders.
  • Distribution of payments between payment accounts.
  • Merchant payment orders and commissions.
  • Interfacing with your IT system or marketplace management application.

Clear management of your business

A back office that helps you manage your business, including the following features:

  • Visualisation of your business and payments in real time.
  • Visualisation and management charts.
  • Create your reporting and data exports.
  • Manage your secure access.
  • Traceable transactions.
  • Manual and automatic cash flow distribution.
  • Monitoring of merchant identity checks and payment account status.
  • AML regulatory alert processing algorithms.
  • Traceability tool for monitoring activities.